Financial literacy lessons for kids made easy

MoneyTime is an online financial literacy curriculum for kids ages 10 - 14.

  • It teaches them the basics of personal finance

  • With 30 interactive lessons

  • And a fun decision-making game

  • Available across the United States of America, United Kingdom, Australia, New Zealand & South Africa

It’s self-directed so parents don’t need to be involved

MoneyTime teaches children essential life skills

MoneyTime teaches kids essential skills they will need, to be financially independent adults, through 30 practical personal finance lessons, covering:

  • How to prepare a budget

  • How avoid bad debt

  • How people purchase houses

  • Considering different career choices

  • How investing grows wealth

  • Running a basic business

  • How businesses make profit

  • How insurance protects people’s wealth

  • Staying safe when shopping online

And much more…

They practice the skills in a game

Decision making

Your child earns virtual money for every correct quiz answer. They get to choose to use it to spend on their avatar, save, donate, or invest in investments in the program, just like they’ll have to in real life.

Experiential learning

The goal is to maximise their net wealth. They can see how their net wealth compares with other students on the leaderboard - it’s a great incentive to stay engaged!

Life learning

The result is they acquire the knowledge and confidence to make good financial decisions as they grow up - when it really matters.

See how MoneyTime works

Connecting learning with real life

Within the program there are also an optional 13 parent-child modules.

These are specifically designed for you to complete with your child.

They help reinforce your child’s learning and, most importantly, they put their learning into your family context.

They also give you an opportunity to have some real conversations about money and the future with them. 

Learning money management through play

The 30 personal finance lessons are intertwined with a money management game in which your child will:

MoneyTime helps kids learn the value of money

Learn the value of money

How much different jobs pay, what it costs to get a qualification, how much it costs to buy a house.

MoneyTime allows kids to make their own financial decisions

Make their own financial decisions

They will learn from making their own decisions within the safety of the program, and seeing the consequences of those decisions.

MoneyTime allows kids to learn experientially through trial & error

Learn experientially through trial & error

They can try different approaches to see what results in the best financial outcome. It’s trial and error without risking real money.

Used by more than 100,000 children

What makes MoneyTime so good?

MoneyTime's personal finance lessons provide independent learning

Independent learning

You don’t have to do any teaching. MoneyTime leads your child through the learning process independently so no parental knowledge is required.

MoneyTime's personal finance lessons allow children to learn through play

Learning through play

Your child will learn practical money skills while playing the money management game. They will see the consequences of their decisions & learn from them.

MoneyTime's personal finance lessons teach real life lessons about money

Real life lessons

The optional parent-child modules help them see how much things cost and how money works in your family’s world.

MoneyTime's personal finance lessons only take 30 minutes to complete

Achievable

Each financial lesson only takes 30 minutes, including the money management game. This makes it easy for your child to fit MoneyTime into their day.

What parents are saying

SO happy to have this amazing program for my boys! They're learning real-life lessons like how to figure out want vs. need, saving, & even giving to charity. We're using it as a homeschool elective but it's turned into so much more than that!

— Amy Milcic

My kids love this program. Even my surly teenage son. He has just been explaining how in the program he invested in training to get a better job, and has been investing virtual money. He has now started saving more and spending less real money from his casual job.

- Christian Todd

It was a huge relief to find a reliable, easy to understand resource for my kids. Honestly, I’ve been learning as much about financial literacy as they have! They love the program and look forward to using it.

— Brandi

International awards

Selected in the top 100 global education innovations for 2023

Winner Children’s Education Program of the Year - 2022

Runner up, The Money Awareness & Inclusion Awards - 2022

MoneyTime produces a 40% average improvement in knowledge

Measured by 8 pre- & post-tests throughout the program. Proof it really works!

Frequently asked questions

How long does it take to complete a lesson?
The 30 self directed lessons take about 30 minutes each to complete.

How much guidance will my child need ?
None! MoneyTime is designed to be self-taught so your child can use the program on their own. However, if you want to, you can work through it with them using the study guide provided.

Why is MoneyTime for children ages 10 to 14?
10-14 is when most children are starting to earn and spend their own money via an allowance or chores. They’re earning it, so they are that much more conscious of it’s value and what they can do with it. MoneyTime teaches good financial habits and a positive mindset right at the start of their financial journey.

What happens after I purchase MoneyTime?
You will receive an email containing instructions about setting up your parent account. You then add your child to your account. Once they have logged in, they’re shown a welcome video and then they’re good to go! MoneyTime can be used on any desktop, laptop or tablet that has an internet connection.

How can I manage or cancel my monthly subscription?
Our customer portal makes it easy to manage or cancel your subscription. A link to this is included in your invoice and on the footer of our website (called Parent Manage Subscription).

Give your child the skills to be financially independent

Best Value

One Year License

$66 NOW $49.50

  • Save 25% on each additional child ($37.15 each)

  • No recurring billing

  • 60-day money back guarantee

Most Popular

Monthly Subscription

$12.95

per month USD

  • Save 25% on each additional child ($9.70 per month each)

  • No minimum contract

  • Cancel anytime using our Customer portal

60-Day Money Back Guarantee

Try MoneyTime One Year Licenses completely risk free for 60 days.

If you are not satisfied with the program, we’ll refund you in full.