Financial education for kids made easy
You don’t have to know how parents teach financial literacy
MoneyTime does the teaching for you.
It’s a self-directed online program that gives children the knowledge and confidence to make good financial decisions as they grow up.
Financial literacy for youth ages 10 to 14
As parents, we want our children to become independent, successful adults. We send them to good schools, pay for tutoring and summer camps, but what about teaching them about money?
Money management will be an essential part of their everyday lives
and yet too many parents are neglecting to teach financial literacy to youth.
Money management for kids made easy
If you weren’t taught money management yourself, the chances are you’ll find it difficult to teach it to your kids.
That’s why we created MoneyTime as a self-taught program, so you don't have to do the teaching!
Our money management program combines 30 interactive self-taught lessons with a fun money management game that will provide your child with the knowledge and confidence to make good financial decisions as they grow up.
Used by more than 70,000 children
What they will learn about money management
MoneyTime has 30 practical personal finance lessons, covering:
How to prepare a budget
How avoid bad debt
How people purchase houses
How investing grows wealth
How busineses make profit
How insurance protects people’s wealth
Plus much more..
See how MoneyTime’s financial education for kids works
Demonstration of how MoneyTime’s financial education program for kids works
Learning money management through play
The 30 personal finance lessons are intertwined with a money management game in which your child will:
Learn the value of money
How much different jobs pay, what it costs to get a qualification, how much it costs to buy a house.
Make their own financial decisions
They will learn from making their own decisions within the safety of the program, and seeing the consequences of those decisions.
Learn experientially through trial & error
They can try different approaches to see what results in the best financial outcome. It’s trial and error without risking real money.
How the money management game works
Decision Making
Children earn virtual money for every correct quiz answer. They get to spend this on their avatar, save it, invest it or donate it - just like they will have to in real life.
Experiential learning
The goal is to maximise their net wealth. They can see how their net wealth compares with other students on the leaderboard - it’s a great incentive to stay engaged!
Life Learning
The result is they acquire the knowledge and confidence to make good financial decisions as they grow up - when it really matters.
Connecting learning with real life
Within the program there are also an optional 13 Parent - Child modules.
These are specifically designed for you to complete with your child.
They help reinforce your child’s learning and, most importantly, they put their learning into your family context.
They also give you an opportunity to have some real conversations about money and the future with them.
What makes MoneyTime's personal finance lessons for kids so good?
Independent learning
You don’t have to do any teaching. MoneyTime leads your child through the learning process independently so no parental knowledge is required.
Learning through play
Your child will learn practical money skills while playing the money management game. They will see the consequences of their decisions and learn from them.
Real life lessons
The optional parent-child modules help them see how much things cost and how money works in your family’s world.
Achievable
Each financial lesson only takes 30 minutes, including the money management game. This makes it easy for your child to fit MoneyTime into their free time.
What parents are saying about MoneyTime's personal finance for kids
My husband and I have been putting an extra emphasis on our kids’ financial education and the MoneyTime financial literacy curriculum is the best online program on financial literacy for kids we’ve found.
— Charlene Hess
I am always looking for programs that encourage independence. I knew this one was a winner minutes after we signed in. This was a sign-on-and-go program for my son. I didn’t need to explain or look over his shoulder.
— Ashley Fox
You could spend hours scouring the internet for the best course on personal finance for kids or I could just tell you right now to head on over to the MoneyTime website and save you a whole heap of time and trouble.
— Tonya Nolan
MoneyTime is ideal for homeschooling
MoneyTime is the perfect homeschool curriculum for financial literacy.
Frequently asked questions
What happens after I purchase MoneyTime?
Once you’ve made your purchase you will receive an invoice and an email with instructions on creating your parent account. Then use the license key provided to create your child’s account. You both will be shown an introductory video then they’re good to go!
How much guidance will my child need to use MoneyTime?
None! MoneyTime has been built to be self-taught. This means you can be as involved as much or as little as you want to be. You can leave your child to use the program, or you can work through it with your child using the Study Guides provided.
How long will it take my child to complete the program?
Approximately 20 - 25 hours. We advise allowing 30 minutes per lesson. If your child completes 2 lessons (1 hour) a week, it will take them 1 semester to complete.
How do the Parent - Child modules work?
Within the program there are 13 Parent - Child modules specifically designed for you to complete with your child. They are additional, optional and highly recommended as doing these modules together helps reinforce your child’s learning and, most importantly, puts their learning into your family context. They also are an opportunity to have some real conversations about money and the future with your child.
Is MoneyTime used in schools?
Yes, MoneyTime is also used for teaching financial literacy to middle school students in schools
How can I manage or cancel my monthly subscription?
We have a customer portal that makes it easy to manage or cancel your subscription without needing to contact us. The link to the Customer Portal is included in every invoice you receive and on the footer of our website (called Parent Manage Subscription) so you can access it at any time.
What kids are saying
“I love MoneyTime because it is teaching us for the future but also keeps us interested because it's like a game.”
— Teri
“I think money time is a lot of fun because it gets you ready for when you leave the house to make your own decisions.”
— Antony
“I now have large conversations with my family about things that I have picked up from modules. MoneyTime … teaches you life skills, and still allows you to be a kid. I feel like it is really improving my math, and I really hope I can do it again.”
— Isabella
International awards
Give your child the financial education they need
Then accelerate their money management skills with
The BusyKid app enables you to:
Set your child chores
Approve their allowance
Deposit their allowance into their account
Your child can then:
Spend their money via their BusyKid Visa® Kids Debit Card
Save it
Donate it to nearly 50 approved charities; or
Invest it in hundreds of the most popular stocks and ETFs in America
All with your oversight and control.
We have partnered with BusyKid and highly recommend their app to help your child put what they have learned in MoneyTime into practice.
Download BusyKid from your favourite app store and use the promo code ‘MT’ after creating your account to get 20% off ($48 down to $38.40).
Only available for US citizens.
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