Online financial literacy course for Australian children
MoneyTime is an online financial literacy program for Australian kids ages 10 to 14.
It teaches children how to manage their own money and what they’ll need to know to make smart financial decisions as they get older.
Financial literacy for Australian kids made easy
For teachers
MoneyTime’'s financial literacy lessons have been used by over 750 schools and 70,000 students. We make it easy for Australian teachers to teach financial literacy in the classroom.
For homeschool
MoneyTime is perfect for use as an Australian homeschool financial literacy curriculum. It’s self-directed but we include easy to use lesson guides if you want to be involved.
For parents
MoneyTime makes it easy for Australian parents to give their kids the financial education they need in today’s rapidly changing world. Children can do MoneyTime at home on their own.
Why choose MoneyTime?
Independent self directed learning
MoneyTime is built to be self-taught so teachers and parents don't need to be confident teaching personal finance. The comprehensive curriculum takes care of the "what" and "how" of teaching kids about money using interactive lessons that keep kids engaged in the learning process.
Easy to use and implement
MoneyTime can be used anywhere on any computer or tablet connected to the internet, making it perfect for distance learning or learning on the go.
For schools, no teacher development training is required. Lesson plans are provided, quizzes are automatically marked and the system provides comprehensive reporting on student progress.
Financial literacy lessons combined with an educational money management game
What makes MoneyTime different is that it combines lessons with a fun money management game kids love! Teachers tell us their students beg them to play the MoneyTime game and can’t wait till their next MoneyTime lesson.
Learn more about how the money management game works.
Curriculum designed for children ages 10 to 14
MoneyTime has been specifically designed for children ages 10 to 14 (years 5, 6, 7 and 8). The program covers everything from earning through to investing including wider topics such as career choice, peer pressure and staying safe when shopping online.
Used and enjoyed by over 70,000 children
Watch the video to see how MoneyTime works
Teachers, parents & children love MoneyTime
I’ve been using MoneyTime with my students for the past three years. We decided to use the program because we found a real gap in the financial literacy of our students and we wanted them to be confident to be using and talking about money.
I can honestly say I’ve found the program to be a game changer! My students absolutely love it and have gained so much confidence from using it. Their parents are equally excited. I’ve had lots of feedback about how they have enjoyed talking with their children about tough but important financial concepts.
I would say to teachers who are considering using the program to absolutely, one hundred percent, go for it!
- Julie Burrows, Teacher
So happy to have this amazing program for my boys! I can't believe how much they're learning about finances. And they're learning so much more - like real-life lessons on how to figure out want vs. need, saving, & even giving to charity. We're using it as a homeschool elective but it's turned into so much more than that
- Amy Milcic, Homeschooler
My ten year old daughter has been really enjoying MoneyTime and is learning a great deal. The modular structure is well-designed and engaging. However, it is the incentives for buying accessories for her avatar as she progresses through the modules that has been particularly effective - she continues asks to go back to the program. Congrats to MoneyTime for making learning enticing as well as comprehensive.
- Marjorie Solomon, Parent
Free financial literacy program for Australian schools
The MoneyTime program is provided free of charge to schools for grade/year 6- 8 students due to sponsorship.
For students in grade/year 9 and above the cost is $20 per pupil per year.
MoneyTime has been used by over 700 schools to provide their students with the real life skills they need for the future. The program is often used as a Math supplement or as an elective and can be completed independently or in groups.
Lessons take 30 minutes to complete, including time to play the money management game. We recommend it is used 2-3 times a week in a block or a unit of enquiry as the content is scaffolded and this ensures continuity of learning. There are also 13 lessons specifically designed for students to do at home with their parents.
Learn more about our financial literacy program for schools.
Australian homeschool financial literacy curriculum
MoneyTime is the best financial literacy program for Australian homeschoolers you will find. The program consists of 30 interactive lessons, each one only taking 30 minutes to complete. This makes them easy to fit into your homeschool schedule and they are short enough for children to stay focused.
The program is self directed but lesson guides are provided if you’d like to be involved.
Learn more about using MoneyTime as a homeschool personal finance curriculum.
MoneyTime for home use
Most of us had to learn the hard way about money, but it doesn’t to be that way for your child. You can give your child the financial education they deserve, using MoneyTime.
Learning about money helps kids understand the world around them and like most skills, the earlier they learn and are able to establish good habits, the better.
Give your child the financial education they need to be financially secure and prosperous.
Regular testing shows a 44% average increase in knowledge across all students, which is considered exceptional for any teaching resource.
How MoneyTime works to teach kids about money
30 Highly practical personal finance topics
MoneyTime starts with the basics of earning, saving and budgeting then builds into wealth generation topics such as property, investing and business. Understanding these will enable kids to become financially secure.
43 Lesson modules to complete
Within the 43 modules there are 13 parent child modules. These are designed for children to complete with a parent or trusted adult. They are completely optional but are highly recommended as they help to put the learning into real life context.
Fun money management game
Lessons are combined with a fun money management game. The game lets children try out the strategies they’ve learned to manage and grow their money. Experiential learning enhances their financial understanding & capability.
30 Minutes to complete each module
It only takes 30 minutes to complete modules and play the money game so it’s easy to fit in your child’s schedule. It’s also within the attention span of most 10-14 years old and the interactivity ensures they remain engaged.
What kids are saying about MoneyTime
I love MoneyTime because it is teaching us for the future but also keeps us interested because it's like a game.
— Teri
I now have large conversations with my family about things that I have picked up from modules. MoneyTime … teaches you life skills, and still allows you to be a kid. I feel like it is really improving my math, and I really hope I can do it again.
— Isabella
I think money time is a lot of fun because it gets you ready for when you leave the house to make your own decisions.
— Antony
I really enjoyed the MoneyTime program. It’s made me money smart. It’s taught me about saving and investment. Not just to spend it on toys and things that are not things that I want.
- Emily
Why financial literacy for Australian kids is so important
Dealing with money is an important part of everyday life. It affects the choices we have and the decisions we make yet we’re neglecting to teach our kids how to grow and manage their money.
Only 33% of adults worldwide are financially literate with only 24% of millennials understanding basic financial concepts.
The Household, Income and Labour Dynamics in Australia (HILDA) Survey, launched in 2001 by the University of Melbourne, the survey follows more than 17,500 people in 9500 households over the course of their lives. For the first time the survey reported on the financial literacy of Australians. Five questions were asked about basic financial concepts such as inflation, calculating interest and portfolio diversification.
The study revealed:
Fewer than half of all Australians could answer all five basic financial questions correctly
Poverty rates among the least financially literate are twice as high as the most literate group
Young people under the age of 25 are the least financially literate
Women have lower rates of financial literacy than men
The numbers don’t lie, we need to start financially educating our children! At MoneyTime we want to help schools and parents do just that by making it easy using our online financial literacy program for kids.
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